An umbrella insurance policy is intended to be a supplemental policy to go along with the liability portion of your auto and homeowners insurance. In the event of a costly accident or legal battle, the costs could skyrocket. Legal and medical expenses add up fast, and you may find yourself without enough coverage on your home or auto policy. Instead of carrying high coverage limits on those policies, it can be a good idea to invest in an umbrella insurance policy. It can also be more cost effective to carry a separate umbrella insurance policy than to have very high coverage limits on your home and auto policies. Also, an umbrella policy can cover other things not directly related to your home or vehicles, such as rental vehicles or lawsuits for other reasons. When legal expenses are involved, you can’t be over-insured.

Talk to First Neighbor Insurance Agency today to see if an umbrella insurance policy can meet your needs!


If you have any questions or are looking for more information on any of First Neighbor Insurance Agency services, feel free to contact us directly at 217-895-2770 or with use our Quick Quote Form.